Who is this for?
Filipino professionals, business owners, executives, doctors, lawyers, and senior OFWs — typically ages 40 to 65, with ₱5 million or more in investable assets (stocks, bonds, mutual funds, time deposits combined). You're already investing. You're not trying to find "the next big stock." You want to make sure what you already own still makes sense for where you are in life.
What does it cost?
The Portfolio Second Opinion call is free. Thirty minutes, no obligation. If we decide after the conversation to work together on something more substantial — ongoing advisory, or me becoming your assigned representative for brokerage — we talk about that separately and in writing. But the call itself is always free, always private, and always has zero products attached to it.
What happens on the call?
I'll ask you a few structured questions — what you already own, roughly how much, what life stage you're in, what concerns you most. I'll reflect back what I hear, name any blind spots that surface, and share the questions I'd be asking if this were my own portfolio. You leave with a clearer sense of your situation. I don't recommend specific stocks on the call. I don't sell anything. If we're not a fit, you'll know by minute 15 and we can end early.
Is this investment advice?
The call is a structured conversation for educational and clarity purposes. It's not a personalized investment recommendation under Philippine SEC definitions — no specific security is being recommended. If after the conversation we agree to work together more formally, that's a separate engagement with proper disclosures. Either way, I won't issue specific buy or sell instructions in a free 30-minute call.
I already have a broker. Why book a call with you?
Because I'm not trying to replace your broker. I'm a second opinion. Most investors only ever get one perspective on their money — usually from whoever sold them their first product. A licensed second pair of eyes, from someone with no commission attached to the conversation, is often the most useful read you'll get that year.
What if I'm not in the Philippines right now?
That's fine. The call happens on Zoom or phone and works from anywhere. Many of the investors I talk with are OFWs in Hong Kong, Singapore, the UAE, or North America. The conversation is the same — we're looking at structure, not location.
Can I just subscribe to the newsletter instead?
Yes. Second Opinion goes out every Sunday at 8 AM Philippine time. It's a weekly reflection on how to think clearly about markets and decisions — not stock tips, not market predictions. Some readers stay on the newsletter for months before booking a call. Some book immediately. Both are fine.
Why "Second Opinion"?
Because when it comes to your own money, one opinion is rarely enough — especially when the first one came from someone with a product to sell. The name is literal. I'm not trying to be your first advisor. I'm the second pair of eyes that confirms whether what you're already doing still makes sense.
