Newsletter · Issue #1 · April 6, 2026

Introducing Second Opinion — Holy Week Edition

The first issue of Second Opinion. A calm look at PSE dividends during the Holy Week trading break — what to watch for when markets reopen.

Elmer Dy Tang
Elmer Jason Dy Tang · Certified Securities Representative
Unicapital Securities Inc. ·
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Second Opinion Second Opinion by Elmer Dy Tang Issue #1
April 5, 2026

Hi {{ contact.FIRSTNAME | default: "there" }},

My name is Elmer Dy Tang — I'm your point person at UTrade by Unicapital Securities.

I'm writing to introduce a new service I've been building for my clients: Second Opinion — a weekly newsletter designed to help you make more informed decisions about dividend investing on the PSE.

Every Sunday, I'll share a short briefing covering:

  • Which PSE stocks are paying reliable dividends right now
  • Upcoming ex-dividend dates you should know about
  • A calm, no-hype perspective on what the market means for long-term investors

This isn't a sales pitch. It's a genuine effort to add value beyond the trading platform — because I believe that investors who are better informed sleep better at night.

Your first issue is attached as a PDF. I'd love to hear what you think.

And if you'd ever like someone to take a closer look at your portfolio and offer a second opinion, I'd be happy to hop on a call. Just reply to this email and we'll find a time that works.

Elmer Dy Tang
Certified Securities Representative · UTrade | Unicapital Securities Inc.

This Week's Highlights

BPI · Bank of the Philippine Islands 4.29%
32 consecutive years of dividends. Growing 10%/year. Worth a closer look for long-term income.
MBT · Metrobank 7.94%
Highest yield among blue-chip banks. Trading 20% below book value. 24 years of dividends.
URC · Universal Robina 6.55%
31 years. Never cut once. Ex-date: April 8 — must own by Monday's close to qualify.

The full newsletter with charts, analysis, and dividend calendar is attached.

Open the PDF for the complete Second Opinion — Issue #1

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Second Opinion is published every Sunday at 8:00 AM Philippine Time. This newsletter is for informational purposes only and does not constitute investment advice or a solicitation to buy or sell any security. Past dividend payments do not guarantee future payouts. Please consult your broker before making investment decisions. Elmer Dy Tang is a Certified Securities Representative under Unicapital Securities Inc., a member of the Philippine Stock Exchange.